Powersports, RV, marine and car loans for good people at every credit tier. Check your options with a soft credit check that won't touch your score.
Bikes and sleds are a lot more fun than credit reports. Tell us what you want to ride and we'll match you with a lender that fits your situation — spotless credit, rebuilding, or somewhere in between.
Travel trailers, fifth wheels and motorhomes. Whether your credit is spotless or has hit a few potholes, I'll tell you straight what's realistic — before anything touches your credit file.
Fishing boats, pontoons, runabouts and personal watercraft. Good credit or credit that's seen better days, we'll find the lender that fits and explain every step in plain English.
Need a car, truck or SUV instead? We still do car loans.
We work with a panel of lenders, from major banks to specialists in second chances. So instead of hoping one lender says yes, we match you with the one that fits.
Bankruptcy, consumer proposal, collections or a rough couple of years. This is where we started, and it's still what we're known for.
A thin credit file, a few late payments, or new to Canada. You're closer than you think.
Good credit that deserves a good rate, with someone in your corner who does the lender shopping for you.
Answer a few questions and run a soft credit check. It takes a few minutes and won't affect your score.
I'll look at your situation, tell you what's realistic, and match you with the lender that fits. No judgement, no pressure.
Once a lender approves you, we handle the paperwork with you so you can pick up your unit and get out there, or we deliver it to you.
(and the judgement 😉)
Sweaty palms. That sense of dread. We know the feeling. Whether you've been turned down by the bank or you're working through a bankruptcy or consumer proposal, talking about credit can feel awful.
At CredRev it's just a conversation. We'll never pull your credit without your consent, we'll tell you what's realistic, and if we're not the right fit, we'll say so.
I've spent 20-plus years doing one thing: sitting down with people and figuring out a plan that actually works for them. Not just the approval — what happens after it. I'll tell you straight what's realistic, before anything touches your credit.
“To find a dealer that wants to do things differently… do things better… that aligns so well with my values… is a rare thing.”
— Chris
CredRev is part of Company of Cars, an independent dealership that's been doing things differently since 2008.
We speak English, Français, 中文 (Mandarin), 广东话 (Cantonese), 한국어, Português, Español, ਪੰਜਾਬੀ.
No. The first step is a soft credit check, which doesn't affect your score. A lender only does a full credit check if you decide to move ahead with a specific loan.
Very often, yes. Helping people rebuild after a bankruptcy or proposal is where CredRev started. We work with lenders who specialize in second chances and we'll be honest about what's possible right now.
No, and we won't. Shotgunning an application out to a pile of lenders can damage the very credit you're trying to build, since each one shows up as another inquiry on your file. We think the practice is predatory. We look at your situation first and only send your application where it actually fits.
Manufacturer promo rates are often paired with a cash-rebate trade-off behind the scenes — you generally get the low rate or the rebate, not both. Ask what you're giving up before you decide which one is actually the better deal for you.
A soft credit check, a few minutes of your time, and no effect on your score. I'll call you myself with the results.
