Sweaty palms. That sense of dread. You know the feeling. Dealing with the sensitive topic of credit can feel a little bit like going to the principal’s office. But not at CredRev. Our experienced Financial Services team will walk you through the credit revitalization process, ensuring you avoid any unnecessary credit risk.
Your credit score tells the banks and other lenders how responsible you are as a borrower. It lets them know if you’re going to pay back the money when you say you will? Most people don’t think that much about building their credit until they need to borrow money. Unfortunately, building credit is a process…and it takes a little time. In Canada, lenders will look at your credit score when deciding if they should loan you money. A poor credit score might mean you can’t secure the loan you need or you will have to pay high interest rates on the money you borrow. A healthy credit rating, and credit score, is something you definitely should care about.
Don’t wait until you need a loan approval…start thinking about building your credit score today.
The past is the past. We can’t change that, but we can help you build a better tomorrow — starting today.
If you have poor credit, you’re not alone. Millions of Canadians have seen their scores drop due to divorce, job loss, medical expenses and more. While some of these things may not be your fault, the lending companies will make you feel it for years to come. We want to give you the respect you deserve and help you rebuild your credit through our proven program. We have access to lenders that allow us to get you back on track.
No credit doesn’t necessarily mean good credit.
Credit is an important journey in every person’s life. Credit is necessary for buying a house and other large assets and may come under scrutiny even if you wish to rent an apartment. If you’re just starting out with credit, you need to establish a positive report. We offer first time buyer programs that will allow you to get a head start on your credit. At CredRev, we specialize in Credit Rehabilitation and Counselling. We will work with you over time to keep your credit looking tip top. We can show you additional options to help build a strong, well rounded credit score.
From the moment we begin working with you, we will have complete transparency about your credit situation. We work closely with our extensive collection of lenders to get you approved and driving your new car. We strive to help EVERY applicant acquire a new vehicle to begin building or rebuilding credit. Our team offers free, ongoing credit rehabilitation and counselling. At CredRev, our knowledge is here for you. We will always give you the credit and respect you deserve.
Have you been turned down for an important loan? Are you working through a bankruptcy or consumer proposal? When an unexpected situation has damaged your credit, a free credit consultation might seem like you’re being called to the principal’s office. Sweaty palms. That sense of dread. We know the feeling. No matter what got you into credit trouble, booking a free credit consultation with one of our experienced Financial Service Managers is the first step to getting you out. We’ll never pull your credit report without your consent and the whole process usually takes less than 30 minutes. At CredRev there’s no judgement, just a friendly team that’s here to help!
A Secured Credit Card works just like a regular one, except the credit limit is secured by a deposit from you. Your ‘limit’ on a secure card is determined by your deposit. The more you put in, the more that’s available. Once you sign up for the card and put down the deposit, you can use the card as you would any other. The great thing is, that as you use it, you’ll begin to build credit. Over time you should build enough credit to qualify for an unsecured card. This can be the first step to getting your credit back on track.
A car loan doesn’t have to be confusing or stressful and can actually be one of the fastest ways to get your credit on track. Our online application takes minutes and can be done from the comfort of your own home. We have over 20 years of experience and diverse dealer partnerships nation-wide. Unbound from any make, model, or brand, we are uniquely positioned to offer you an informed perspective for better value and the best credit approval experience. Whether you are purchasing your first car, or trying to repair your credit and get back on track — CredRev can help.
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