Car loans that help you rebuild your credit
A car loan can be one of the fastest ways to get your credit back on track. Whether it's your first car or you're coming back from a rough patch, we'll find a lender that fits and a payment you can live with.
Sound familiar?
Stuck in a high-rate car loan?
Worth a second look. Rates and your credit both move over time, and refinancing isn't always the long shot people assume.
Can I trade my current car and get a lower rate?
One of the most common questions we get. Sometimes yes — it depends on your equity and where your credit sits now.
Rebuilding after bankruptcy?
A car loan with a reporting lender is one of the fastest ways to show a bureau you're back on track.
What we finance
Used cars, trucks and SUVs
From any make or brand
First-time buyers
New to credit or new to Canada
Refinancing
Stuck in a high rate? Let's look at it
Unbound from any one brand
CredRev is part of Company of Cars, an independent dealership that isn't tied to any manufacturer. That means our advice is about what's right for you, not what's sitting on a particular lot.
How it works
- 1
Check your options
Answer a few questions and run a soft credit check. It takes a few minutes and won't affect your score.
- 2
Talk it through with Chris
I'll look at your situation, tell you what's realistic, and match you with the lender that fits. No judgement, no pressure.
- 3
Get approved and go
Once a lender approves you, we handle the paperwork with you so you can pick up your unit and get out there, or we deliver it to you.
Common questions
Can I finance a car with bad credit?
Often, yes. We work with lenders across the credit spectrum, including ones that specialize in bruised credit, bankruptcies and consumer proposals. We'll tell you straight what's realistic for your situation before you commit to anything.
Will checking my options hurt my credit score?
No. The first step is a soft credit check, which doesn't affect your score. A lender only does a full credit check if you decide to move ahead with a specific loan.
Will a car loan actually help my credit?
It can. The loan is placed with a recognized lender that reports your payments to the credit bureau, so every on-time payment works in your favour.
See what you qualify for, without the sweaty palms
A soft credit check, a few minutes of your time, and no effect on your score. I'll call you myself with the results.
Talk to Chris
Questions before you apply? Call or send a message — I read every one myself.