Boat financing, minus the choppy waters
Fishing boats, pontoons, runabouts and personal watercraft. Good credit or credit that's seen better days, we'll find the lender that fits and explain every step in plain English.
Sound familiar?
Lake days, but a rough couple of years on your credit report?
Doesn't have to keep you off the water. We work with lenders who look past a bad stretch.
Buying a used boat and not sure who'll finance it?
Not every lender touches used marine. We know which ones do and what they'll want to see.
First boat, first loan?
We'll walk you through it from scratch, no assumptions about what you already know.
What we finance
Fishing boats
Aluminum and fibreglass
Pontoons
For long days on the lake
Bowriders and runabouts
Family and watersports boats
Wake and ski boats
Tow-sport ready
Personal watercraft
Sea-Doos, WaveRunners and more
Lake days shouldn't depend on a perfect score
Most banks treat boats as a luxury and turn away anyone with a blemish. We work with lenders who finance recreational products for people at every credit tier, and we'll be upfront about what each one needs.
Half of Kelowna seems to own a boat by the time the Okanagan warms up in July, and we'd like to see you out there too.
How it works
- 1
Check your options
Answer a few questions and run a soft credit check. It takes a few minutes and won't affect your score.
- 2
Talk it through with Chris
I'll look at your situation, tell you what's realistic, and match you with the lender that fits. No judgement, no pressure.
- 3
Get approved and go
Once a lender approves you, we handle the paperwork with you so you can pick up your unit and get out there, or we deliver it to you.
Common questions
Can I finance a boat with bad credit?
Often, yes. We work with lenders across the credit spectrum, including ones that specialize in bruised credit, bankruptcies and consumer proposals. We'll tell you straight what's realistic for your situation before you commit to anything.
Will checking my options hurt my credit score?
No. The first step is a soft credit check, which doesn't affect your score. A lender only does a full credit check if you decide to move ahead with a specific loan.
Does the boat need to come with a trailer or motor?
It depends on the lender and the package you're buying. Tell us what you're looking at and we'll confirm what can be included in the loan.
See what you qualify for, without the sweaty palms
A soft credit check, a few minutes of your time, and no effect on your score. I'll call you myself with the results.
Talk to Chris
Questions before you apply? Call or send a message — I read every one myself.