RV and trailer financing, wherever your credit sits
Travel trailers, fifth wheels and motorhomes. Whether your credit is spotless or has hit a few potholes, I'll tell you straight what's realistic — before anything touches your credit file.
Sound familiar?
Want the trailer before camping season, but your credit took a hit?
We hear this every spring. Tell us the timeline and we'll tell you what's realistic before you start shopping.
Upgrading from a tent trailer to a fifth wheel?
A bigger unit usually means a bigger conversation with the lender. We'll walk you through it in plain English.
Retired and the bank's being weird about it?
Fixed income throws some lenders off, even with good credit behind it. We work with ones who actually look at your numbers.
What we finance
Travel trailers
Lightweight to full-size
Fifth wheels
Towable living for longer trips
Toy haulers
Bring the bikes and sleds along
Motorhomes
Class A, B and C
Truck campers
For the backroads crowd
A bigger purchase deserves a straight answer
My wife and I once hooked up our 26-foot trailer, pointed it at the Oregon coast, turned left at the last minute, and drove to New York and back instead. So yes, I get why you want the trailer. RVs are big-ticket, and lenders get pickier as the price goes up. I'll tell you honestly which ones fit your budget and credit, so you shop for the right size of rig from the start.
Half the trailers in the Okanagan seem to be headed for the same lakeside sites we are. Glad to help you join them.
How it works
- 1
Check your options
Answer a few questions and run a soft credit check. It takes a few minutes and won't affect your score.
- 2
Talk it through with Chris
I'll look at your situation, tell you what's realistic, and match you with the lender that fits. No judgement, no pressure.
- 3
Get approved and go
Once a lender approves you, we handle the paperwork with you so you can pick up your unit and get out there, or we deliver it to you.
Common questions
Can I finance a trailer or RV with bad credit?
Often, yes. We work with lenders across the credit spectrum, including ones that specialize in bruised credit, bankruptcies and consumer proposals. We'll tell you straight what's realistic for your situation before you commit to anything.
Will checking my options hurt my credit score?
No. The first step is a soft credit check, which doesn't affect your score. A lender only does a full credit check if you decide to move ahead with a specific loan.
Is there a limit on how much I can finance?
Limits depend on the lender and your credit profile. Chris will walk you through realistic numbers for your situation before you start shopping.
See what you qualify for, without the sweaty palms
A soft credit check, a few minutes of your time, and no effect on your score. I'll call you myself with the results.
Talk to Chris
Questions before you apply? Call or send a message — I read every one myself.