Motorcycle, sled and side-by-side financing for every kind of credit
Bikes and sleds are a lot more fun than credit reports. Tell us what you want to ride and we'll match you with a lender that fits your situation — spotless credit, rebuilding, or somewhere in between.
Sound familiar?
Turned down by the bank for a sled?
Happens all the time, and it's usually about the credit score, not you. We work with lenders who look at the whole picture.
Coming out of a consumer proposal and want a bike by spring?
It's one of the more common calls we get. We'll tell you honestly what's realistic and get you moving toward it.
New to Canada with no credit history?
No credit isn't the same as bad credit. There are lenders built for exactly this, and we'll match you with one.
What we finance
Motorcycles
Street, sport, touring, cruisers and dual-sport
Snowmobiles
Trail, mountain and crossover sleds
ATVs and side-by-sides
Work, trail and sport models
Dirt bikes
Trail and off-road
Personal watercraft
Sea-Doos, WaveRunners and more
Built for people the bank said no to
Plenty of riders get turned away because of one rough year on their credit report. We work with specialist lenders who look at the whole picture, not just the score, so a past bump doesn't have to cost you another season.
How it works
- 1
Check your options
Answer a few questions and run a soft credit check. It takes a few minutes and won't affect your score.
- 2
Talk it through with Chris
I'll look at your situation, tell you what's realistic, and match you with the lender that fits. No judgement, no pressure.
- 3
Get approved and go
Once a lender approves you, we handle the paperwork with you so you can pick up your unit and get out there, or we deliver it to you.
Common questions
Can I finance a motorcycle or sled with bad credit?
Often, yes. We work with lenders across the credit spectrum, including ones that specialize in bruised credit, bankruptcies and consumer proposals. We'll tell you straight what's realistic for your situation before you commit to anything.
Will checking my options hurt my credit score?
No. The first step is a soft credit check, which doesn't affect your score. A lender only does a full credit check if you decide to move ahead with a specific loan.
Can I finance a used unit?
In many cases, yes. Each lender has its own limits on age and price, so Chris will tell you upfront which ones fit the unit you have in mind.
See what you qualify for, without the sweaty palms
A soft credit check, a few minutes of your time, and no effect on your score. I'll call you myself with the results.
Talk to Chris
Questions before you apply? Call or send a message — I read every one myself.